ABOUT THE ROLE

As a Credit Analyst, you will play a critical role in assessing and analysing the creditworthiness of individuals and businesses who apply for loans.

KEY RESPONSIBILITIES

• Review loan applications to determine the creditworthiness of applicants
• Collect and analyse financial data from individuals or businesses to determine the degree of risk involved in extending credit
• Generate financial ratios to evaluate customers’ financial status and credit scoring techniques to assess risk
• Conduct research on economic trends and regulatory changes that may impact the creditworthiness of borrowers
• Provide recommendations for loan approvals or rejections based on financial data analysis
• Write credit reviews that include detailed analysis and risk assessment
• Monitor and manage existing loan portfolios and identifying potential risks
• Interact with clients to gather additional information, verify financial and credit transactions and resolve complaints
• Comply with all banking regulations and policies related to credit risk management

REQUIREMENTS

• Tertiary Qualification in Finance & Accounting
• Minimum of 5 years or more work experience in Banking and Financial or in the areas of Credit and Corporate Lending will be an advantage
• Advanced word and excel skills is required
• Proven experience as a credit analyst or in a similar role
• Knowledge of lending procedures and customer service experience
• Familiarity with lending and deposit products
• Excellent mathematical skills
• Understanding of business financials including ratio analysis
• Good understanding of economic trends
• Good organizational and communication skills
• Experience in Credit and Corporate Lending will be an advantage

HOW TO APPLY:

If you are passionate about a career in Credit and to play a key role in shaping financial solutions that drive responsible growth for our clients and our business, we’d love to hear from you. Please submit your resume and a cover letter outlining your relevant experience and why you are the ideal candidate for this position. Please address your application to Head of Human Capital, Moni Plus, PO Box 1748, Boroko, NCD via email [email protected] and apply now. Please note only shortlisted applicants will be contacted to proceed. Applications close Friday, 20^th June 2025.

We offer competitive compensation and benefits, including health insurance, and professional development opportunities.